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Callahan Techniques, Ltd. Online Privacy Policy
(Last updated January 7, 2016)
Callahan Techniques, Ltd. has established this Privacy Policy
to explain how it protects and manages the personal information
that it collects from you (the customer) online.
1. Consent for Collection, Use and Disclosure
2. Accountability
3. Purposes for Collecting Personal Information
4. Limiting the Collection of Personal Information
5. Disclosure, Processing and Retention
6. Accuracy of Personal Information
7. Security Safeguards
8.
Access to Personal Information
9. Earnings Disclaimer
10. Refund Policy
1. Consent for Collection, Use and Disclosure
Your use of this site and/or your registration for Callahan Techniques,
Ltd. products and services constitute your consent to the terms
of this Privacy Policy. If you do not agree to the terms of this
Privacy Policy, please do not use this site.
Callahan Techniques, Ltd. may occasionally update this Privacy
Policy. When it does, Callahan Techniques, Ltd. will also revise
the last update date at the top of this Privacy Policy. From time
to time, we may also use collected information for new, unanticipated
uses not previously disclosed in our Privacy Policy. If our information
practices change at some time in the future, we will post the policy
changes at our website to notify you of these changes and provide
you with the ability to opt-out of these new uses. If you are concerned
about how your information is used, you should check back at our
website periodically. Additionally, under certain circumstances,
Callahan Techniques, Ltd. will not post policy changes or notify
customers of changes, such as in connection with an investigation
of a breach of an agreement, contravention of laws, an emergency
where the life, health or security of an individual is threatened,
the collection of a debt or in compliance with the request of a
law enforcement agency or a court order.
A customer may withdraw his or her consent for collection, use
and disclosure at any time by sending an email to info@tftrx.com
with the word Unsubscribe in the subject line. Please note that,
if you do, Callahan Techniques, Ltd. may suspend its provision
of products and services to you. When you unsubscribe, if you fall
within the guarantee period for any Callahan Techniques, Ltd. product
and you request a refund, the guarantee will be honored.
2. Accountability
Callahan Techniques, Ltd. collects, at the time of your registration
and your sign-on to its web site, certain personal information
(information that personally identifies you) including but not
limited to your name, email address, home or work address, telephone
number, and information about your computer hardware and software
(e.g., IP address, operating system, browser type, domain name,
URL, access times, and referring web site addresses).
Callahan Techniques, Ltd. has implemented this Privacy Policy
to protect personal information received from its customers, and
to respond to any inquiries. The Privacy Policy also provides that
Callahan Techniques, Ltd. will use appropriate contractual means
to establish a comparable level of protection for personal information
which is sent for processing by third parties on Callahan Techniques,
Ltd's behalf.
Callahan Techniques, Ltd. has designated responsibility for your
personal information to its Compliance Manager, who ensures compliance
with the principles in this Privacy Policy. Other individuals may
be delegated to act on behalf of the Compliance Manager.
3. Purposes for Collecting Personal Information
Callahan Techniques, Ltd. collects and uses personal information
for the following Identified Purposes:
(a) to understand customer needs regarding Callahan Techniques,
Ltd's services;
(b) to develop and provide our web site and our products and services
for our customers;
(c) to fulfill your requests for products, services or information;
(d) to communicate with customers and site visitors, when necessary,
and to inform customers of upgrades, as well as of other products
and services available from Callahan Techniques, Ltd., its affiliates
and third parties;
(e) to allow customers to access limited-entry areas of Callahan
Techniques, Ltd's site;
(f) to personalize some of our services and products for you and
to deliver targeted advertisements and offers from Callahan Techniques,
Ltd. and third parties;
(g) to bill accounts and maintain payment records;
(h) to comply with any applicable law, regulation, legal process
or government request;
(i) to respond to a legitimate claim, or to address our reasonable
belief, that you are violating the rights of any third party or
any of the agreements or policies that govern your use of the Callahan
Techniques, Ltd. site or any Callahan Techniques, Ltd. product
or service;
(j) to protect the services, products, content or rights of Callahan
Techniques, Ltd. and its designees, including but not limited to
the security or integrity of the Callahan Techniques, Ltd. site;
and
(k) to identify and resolve technical problems concerning Callahan
Techniques, Ltd's site, products and services.
Callahan Techniques, Ltd. also uses personal information in an
aggregate form (i.e., not individually attributable to you) for
its business analysis, operational, marketing and other promotional
purposes.
If we contract with other companies to provide some products or
services to our customers, then we will only provide those companies
the personal information they need for the Identified Purposes,
and we will limit their rights to use and further disclose your
personal information as appropriate in the course of their work
for us.
4. Limiting the Collection of Personal Information
Callahan Techniques, Ltd. limits its collection of personal information
to only that information which is necessary for the Identified
Purposes. Callahan Techniques, Ltd. does not direct its site to,
nor does it knowingly collect any personal information from children
under the age of thirteen.
When you visit the Callahan Techniques, Ltd. web site, a cookie
may be placed on your computer or the cookie may be read if you
have visited the Callahan Techniques, Ltd. site previously. Callahan
Techniques, Ltd. uses cookies to allow Callahan Techniques, Ltd.
to determine which products and services you have already purchased
so that Callahan Techniques, Ltd. does not provide redundant information
to you, and, if you are an Callahan Techniques, Ltd. affiliate,
to track Callahan Techniques, Ltd. sales made to customers referred
by you so that you can receive compensation under our affiliate
program. If you choose to not have your browser accept cookies
from the Callahan Techniques, Ltd. web site, you may not be able
to view all the text on the screens, or to experience a personalized
visit, or to subscribe to certain service and product offerings
on the Callahan Techniques, Ltd. site.
5. Disclosure, Processing and Retention
Callahan Techniques, Ltd. does not sell, rent or disclose your
personal information to anyone else, except:
(a) to someone you have designated to act as your agent, for one
or more of the Identified Purposes (listed in Section 2, above);
(b) to Callahan Techniques, Ltd's employees, independent contractors,
subsidiaries, affiliates, consultants, business associates, service
providers, suppliers and agents, acting at the request of Callahan
Techniques, Ltd. for any of the Identified Purposes;
(c) as necessary if Callahan Techniques, Ltd. has reason to believe
that disclosure is necessary to identify, contact or bring legal
action against someone who may be causing injury to or interference
(either intentionally or unintentionally) with Callahan Techniques,
Ltd's rights or property, other users of Callahan Techniques, Ltd's
web site, products or services, or anyone else that could be harmed
by such activities; and
(d) to respond to judicial process and provide information to
law enforcement agencies or in connection with an investigation
on matters related to public safety, as permitted by law, or otherwise
as required by law.
In addition, as we continue to develop our business, we or our
affiliates may sell or buy other businesses or entities, or we
may merge with another company. In such transactions, personal
information may be one of the transferred business assets. Also,
in the event that Callahan Techniques, Ltd. or substantially all
of its assets are acquired, your personal information may be one
of the transferred assets.
Your information may be stored and processed in the United States,
or in any other country in which Callahan Techniques, Ltd. or its
affiliates, subsidiaries or agents maintain facilities. By using
this web site, you consent to any such transfer of information
outside of your country.
After your account becomes inactive (that is, if you request to
be removed from our database), Callahan Techniques, Ltd. will keep
your personal information in its archives. Your information will
then be used only as necessary for tax reasons or to prove Callahan
Techniques, Ltd.s compliance with any applicable law.
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6. Accuracy of Personal Information
Callahan Techniques, Ltd. will use reasonable efforts to keep
customer personal information accurate for the Identified Purposes,
and for minimizing the possibility of making inappropriate customer
decisions based on such information. Customers are responsible
for informing Callahan Techniques, Ltd. about changes to their
personal information. You can do this by calling (434) 361-0000
or by sending an email to info@tftrx.com.
Callahan Techniques,
Ltd. will use new or updated personal information it receives from
customers to update its own records.
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7. Security Safeguards
Callahan Techniques, Ltd. will use reasonable efforts to protect
customers personal information.
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8. Access to Personal Information
Callahan Techniques, Ltd. will afford you a reasonable opportunity
to review the personal information in your file, if you so request
by calling (434) 361-0000, writing to: Callahan Techniques, Ltd.,
PO Box 724
Nellysford, VA 22958 or upon request to the Compliance
Manager at info@tftrx.com .
If Callahan Techniques, Ltd. is not able to provide access to
some aspect of a customers personal information, it will provide
reasons for denying access such as; that by doing so would likely
reveal personal information about a third party, or that it is
confidential commercial information or attorney-client privileged
communications, or that the information relates to a breach of
an agreement or a contravention of law, or that its disclosure
could reasonably be expected to threaten the life or security of
another individual.
Customers have the right to request that inaccurate or incomplete
information be amended as appropriate, by contacting Callahan Techniques,
Ltd. or the Privacy Officer as described above. Callahan Techniques,
Ltd. will promptly correct such personal information.
This is the web site of Callahan Techniques, Ltd.. Our postal
address is PO Box 724
Nellysford, VA 22958 . We can be reached
via e-mail at info@tftrx.com
or you can reach us by telephone
at (434) 361-0000. If you feel that this site is not following
its stated information policy, you may contact us at the above
addresses or phone number.
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* 9. Earnings
Disclaimer
We make every effort to accurately represent our products and
services and their potential for helping you create income. The
earnings and income statements made are representations and/or
estimates of what our company, its principles and past and present
customers have created.
As with any business, your results will vary and will be based
on your individual skills, business experience, expertise and efforts.
There are no guarantees concerning the level of success you may
experience. The testimonials and examples used are exceptional
results, which do not apply to the average purchaser, and are not
intended to represent or guarantee that anyone will achieve the
same or similar results. Each individuals success depends on numerous
factors, all of which are outside our control.
There is no assurance that examples of past earnings can be duplicated
in the future. We cannot guarantee your future results and/or success.
There are some unknown risks in business that we cannot foresee
which can reduce results. We are not responsible for your actions.
The use of our information, products and services should be based
on your own due diligence. You agree that our company is not liable
for any success or failure of your business that is directly or
indirectly related to the purchase and use of our information,
products and services.
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10. Refund Policy
We accept product returns only within 30 days of your purchase.
Please note that you are responsible for shipping and handling fees for the return.
No COD parcels will be accepted.
We cannot accept responsibility for reimbursement or compensation
of lost packages without proof of delivery. When your authorized
return is received, we will credit the same credit card account
with which the original purchase was made. If you paid via PayPal,
you will receive credit to your PayPal account. If you paid with
check or money order, you will be sent a check in the amount of
your refund. We will process your return as soon as possible, but
please allow up to 2 weeks for your refund to be processed and
up to two billing cycles for the refund to appear on your credit
card statement. You will receive an email once your return has
processed. *Upon receipt of returned goods, we have the right to
deny a refund if the merchandise does not meet the company return
policy requirements.
Your refund will be in the amount of the original purchase price
less shipping and handling fees. Should you decide to return a
product after the guarantee period has expired, your refund will
be reduced by a substantial restocking fee and any shipping and
handling fees.
We reserve the right to cancel a training course at any time, without incurring any additional liability to the Licensor or any delegate. In such circumstances, we will offer alternative dates, a full refund or a credit note.
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(Last updated 2/11/2009)
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